Debt Settlement – the right time to settle your credit card debts


Whatever reservations people may have about the Debt Settlement program, it certainly offers credit card debt help at the time of financial hardship. Credit card debt is the problem of the day. A lot of people suffer from credit card debt; the problem is worst with students and teens who do not have adequate knowledge on how to use credit cards.

Debt settlement program is different from credit card debt consolidation or debt consolidation loan. In this program, the debtors hire debt settlement companies who, on behalf of the debtors, deal with the credit card companies to lower the total amount of debt. Simply put, settlement companies bargain with the creditors and settle the debts at a lower amount.

A lot of people think that debt settlement is not good for credit. It’s true. Debt settlement leaves a negative impact on your credit report. But that is much much better than leaving a debt unpaid! By going with debt settlement program you give your future creditors an indication that you tried to pay your bills even when you had hard times.

In a typical debt settlement program, the total amount of debt is brought down to an amount that is quite affordable to the debtor. In the mean time the debt settlement companies start collecting monthly installments from the debtor and the amounts are stored in a trust account.

Once the deal is finalized with the creditors, the total amount is paid to them and you get rid of your debt problems.

Not only credit card debts, but personal loan, medical expenses, utility bills or any other kind of unsecured debts can be paid off through settlement process.

Expert debt settlement companies negotiate with the creditors in such a way that they report the accounts as ‘paid’ rather than ‘settled’. This way the negative impact of the process is also avoided. However, the best time to go with settlement is when the account is already reported as default in your credit record.

Delightfully Summer flavours vaping eliquids

Delightfully Summer flavours vaping eliquids


Most of restaurants and coffee shops have special menus for every season, so why shouldn’t we have a special menu with summer flavours while vaping eliquids?  Your favourite cocktails can be your biggest inspiration while mixing eliquids this summer, for the very best and delightful tastes.

Is it Mojito your favorite cocktail? Well, this summer you can enjoy awesome tastes while vaping eliquids if you mix up flavours inspired by Mojito ingredients such as mint and lime. Add some extra taste to your strawberries cocktail while relaxing at the pool this summer with mind-blowing premium eliquid flavours on FreeSmoke.co.uk, with natural extracts and fruit flavours. Taste the vapes of a pink lemonade mixing up flavours such as lemon and strawberries and a little touch of mint, wich will definely blow up your feelings! Try out a dangerously tasty red cocktail of flavours while vaping eliquids mixing red fruits such as red melon, sweet strawberry, mint and spearmint chewing gum, for a sweet and fresh summer taste!

Make a trip to one of the most exotique destinations this summer while vaping eliquids with coconut or cocoa flavours wich are also tasting good! You will love the smell of the vapes and they are also safe for you and your loved ones around, either kids, elders or pets. Talking about the most exotic travel destinations, why wouldn’t you try out something a little bit more strong? You can enjoy the taste and intense flavour of a strong and classy cigar while vaping a Cuban eliquid and enjoying your barbeque with your friends in a hot after-noon.

If you’re not really into mixing up and pouring, FreeSmoke UK Vape Shop provides you with a large variety of tastes when it comes for flavors and it’s also pocket friendly. Here you will find one of the most surprising mixes of tasty flavours wich will remind you of childhood and are also great for summer! Do you remember the taste of grandma’s apple pie? Well, now you can enjoy it while vaping eliquids with natural or mixed flavours such as “Funky Beast”, wich is mixing up the taste of apple pie and cinnamon with delicious cream. Don’t be scared if this might vapes too tasty when your kids are around! The eliquid is bottled with a childproof cap, so your kids won’t be able to open it.
Have yourself a delightfully Summer with tasty flavours while vaping eliquids and enjoying your vacation!